How to have more money at the end of the month

Money is not rocket science, and you don’t need Suze Orman to tell you the following:

 

What you can save equals:

 

what you have earned minus what you have spent.

 

Savings = earnings – spending

 

What made this equation so difficult is that when using credit cards, your spending of money became invisible. Hence you had no clue where your savings equation was going and hence, this is the cause of now a world wide economical crisis.

 

Which idiot taught he could capitalize on the famous noble price winner of the 60′s saying that to make the economy turn around, you have to boost it with loans.

 

A great idea, but the "loans" you get from credit cards are at about 20%, meaning, you might as well just go straight to the loansharks.

 

Lesson learned: get yourself a debit card or make sure your credit cards have a limit when you reach zero dollars. That’s how I never end up spending one penny to many!